Proposed Social Security Restrictions Require Better Retirement Planning

Nov 04, 2015

Baby Boomers & Money, Retirement, ROTH IRA, Seniors & Money, Social Security, Wall Street

11/4/2015 AZ Republic by Dr. Harold Wong Hidden in the proposed U.S. Budget Bill are some provisions that can reduce the “file and suspend” and “restricted application” strategies. These strategies, estimated to be used by only 100,000 Social Security recipients, allowed married couples to get up to an extra $50-60,000 of total Social Security retirement […]


What Warren Buffett Might Tell Women & their Families

Oct 21, 2015

Retirement, Risk vs. Returns, Seniors & Money, Wall Street, Women & Money

10/21/2015 by Dr. Harold Wong Warren Buffett is known as “The Stock Market King”. He was recently ranked the 3rd wealthiest person in the world. He is known for many of his sayings about keys for success in investing and life: Be Frugal: “If you buy things you do not need, soon you will have […]


What Warren Buffett Might Tell Women & their Families

Oct 07, 2015

Baby Boomers & Money, Income Tax, Risk vs. Returns, Seniors & Money, Women & Money

10/7/2015 by Dr. Harold Wong Warren Buffett is known as “The Stock Market King”. He was recently ranked the 3rd wealthiest person in the world. He is known for many of his sayings about keys for success in investing and life: Be Frugal: “If you buy things you do not need, soon you will have […]


How Single Women and Baby Boomer Couples Should Plan for Social Security & Other Retirement Income

Sep 02, 2015

Baby Boomers & Money, Retirement, Seniors & Money, Social Security, Women & Money

9/2/2015 AZ Republic by Dr. Harold Wong According to recent research (see, “How Social Security Strategies Affect Your Retirement”, May 23, 2014 AZ Republic by Dr. Harold Wong), the average Social Security check to retired workers in 2014 was $1,294 per month. Clearly, this is not enough to live on for a single woman. If […]


Secrets to Maximize: Retirement Income with Social Security, and Asset Protection with the Rockefeller Trust

Jun 10, 2015

Baby Boomers & Money, Retirement, Seniors & Money, Social Security

6/10/2015 AZ Republic by Dr. Harold Wong John and Mary Jones are both age 66 and have worked their whole lives. They got lucky with some private company stock and are worth $21 million. What are some of the strategies they could consider? Maximize Social Security (SS) Retirement Benefits with the File and Suspend, Spousal, […]


When You Take Social Security Affects Your Retirement!

May 01, 2015

Baby Boomers & Money, Private Pension, Seniors & Money, Social Security, Women & Money

May, 2015 CITY SunTimes by Dr. Harold Wong The Social Security Press Office has published a Fact Sheet that gives some interesting numbers. In 2014, There 39 million retired workers who receive $1,294 in average monthly benefits; 8.8 million disabled workers who receive $1,146 per month; and 6.2 million Survivors who receive $1,244 per month. […]


Retirement Planning for Success

Mar 27, 2015

Seniors & Money, Social Security, Wall Street

3/27/2015 AZ Republic by Dr. Harold Wong Retirement is not what most people in American think about until they hit 50. Then, many panic as they realize they have not saved enough. Several years ago, I wrote an article, citing a study that surveyed families whose total household joint income was between $50-100,000 annually. Of […]


Secrets of the Rockefeller Trust

Mar 25, 2015

Baby Boomers & Money, Seniors & Money

3/25/2015 AZ Republic by Dr. Harold Wong In September, 1992, I came from UC Berkeley to the Phoenix, AZ area for a 2-year research project. For a year, I wrote a column, Asset Protection, in a legal publication. Every month, I would research and publish on a concept in advanced estate planning or asset protection […]


Why You Should Consider a Roth IRA Conversion!

Mar 01, 2015

ROTH IRA, Seniors & Money

March, 2015 City SunTimes by Dr. Harold Wong Thousands have attended my retirement and tax planning seminars in the last 6 years and many complain about taxes. For many Baby Boomers, the majority of their savings is either in 401k plans or IRA’s. They may want to consider a Roth IRA conversion. Imagine you are […]


Affording Retirement Travel

Feb 01, 2015

Baby Boomers & Money, Bonds, Retirement, Seniors & Money, Women & Money

If you’re like most people who think about retirement, you probably imagine traveling in your golden years. Before you browse Acapulco websites and whip out the credit card to buy your ticket, make sure your finances can handle your trip. First, don’t wait to fulfill your dream. Enjoy the items on your bucket list now […]